PERSONAL BUDGET EXERCISE
Instructions
There are innumerable budget models available that fit just about every personality type out there. The key is to select one that fits your style.
- Read “The Truth About Budgeting” and “The Envelope System” on Dave Ramsey’s website: https://www.daveramsey.com/get-started/budget/?snid=start.budgeting-a
- Write a 1-2 page paper and describe the benefits of maintaining a budget and what adjustments you would make to the budget model for your personal budget.
Address the following areas
- What are your thoughts on the envelope system?Is this a personal budget model that you would use?Why or why not?If not, what type of system would you use?
- How often would you update your budget? Why?
- What value do you see in having a budget?
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