Question 1 How much did you borrow for your house if your monthly mortgage payment for a 30 year mortgage at 6.65% APR is $1,700? [removed] A. $249,235 [removed] B. $218,080 [removed] C. $264,812 [removed] D. $202,503 [removed] E. $233,658 [removed] F. $186,926 6 points Question 2 Shady Rack Inc. has a bond outstanding with 10 percent coupon, paid semiannually, and 15 years to maturity. The market price of the bond is $1,039.55. Calculate the bond’s yield to maturity (YTM). Now, if due to changes in market conditions, the market required YTM suddenly increases by 2% from your calculated YTM, what will be the percent change in the market price of the bond? [removed] A. -17.76% [removed] B. -15.66% [removed] C. -14.01% [removed] D. -14.87% [removed] E. -16.39% [removed] F. -17.09% 6 points Question 3 Sanaponic, Inc. will pay a dividend of $6 for each of the next 3 years, $8 for each of the years 4-7, and $10 for the years 8-10.  Thereafter, starting in year 11, the company will pay a constant dividend of $8/year forever.  If you require 18 percent rate of return on investments in this risk class, how much is this stock worth to you? [removed] A. $37.77 [removed] B. $55.99 [removed] C. $45.68 [removed] D. $50.50 [removed] E. $41.46 [removed] F. $34.54 6 points Question 4 Your required rate of return is 12%. What is the net present value of a project with the following cash flows? Year 0 1 2 3 4 5 Cash Flow -750 450 350 150 125 -100 [removed] A. 15.56 [removed] B. 48.68 [removed] C. 26.33 [removed] D. 60.27 [removed] E. 72.15 [removed] F. 37.37 6 points Question 5 Please use the following information for this and the following two questions. BB Lean has identified two mutually exclusive projects with the following cash flows. Year 0 1 2 3 4 5 Cash Flow Project A -52,000.00 18,000.00 17,000.00 15,000.00 12,000.00 9,000.00 Cash Flow Project B -52,000.00 17,800.00 10,000.00 12,000.00 17,000.00 22,000.00 The company requires a 11.5% rate of return from projects of this risk. What is the NPV of project A? [removed] A. 972.57 [removed] B. 5,972.87 [removed] C. 417.37 [removed] D. 1,395.64 [removed] E. 1,624.90 [removed] F. 5,180.35 6 points Question 6 What is the IRR of project B? [removed] A. 12.06% [removed] B. 14.68% [removed] C. 13.90% [removed] D. 13.05% [removed] E. 12.94% [removed] F. 20.80% 6 points Question 7 At what discount rate would you be indifferent between these two projects? [removed] A. 13.5250% [removed] B. 14.7386% [removed] C. 34.1306% [removed] D. 15.8950% [removed] E. 3.1177% [removed] F. 26.0812% 6 points Question 8 A bond with a face value of $1,000 has annual coupon payments of $100. It was issued 10 years ago and has 7 years remaining to maturity. The current market price for the bond is $1,000. Which of the following is true: I. Its YTM is 10%. II. Bond’s coupon rate is 10%. III. The bond’s current yield is 10%. [removed] A. III  Only [removed] B. I, II, and III [removed] C. I, III  Only [removed] D. II, III  Only [removed] E. I  Only [removed] F. I, II  Only 6 points Question 9 Riverhawk Corporation has a bond outstanding with a market price of $1,050.00.  The bond has 10 years to maturity, pays interest semiannually, and has a yield to maturity of 9%.  What is the bond’s coupon rate? [removed] A. 12.84% [removed] B. 9.77% [removed] C. 10.54% [removed] D. 12.08% [removed] E. 11.31% [removed] F. 13.61% 6 points Question 10 You purchased a stock for $24 per share. The most recent dividend was $2.50 and dividends are expected to grow at a rate of 8% indefinitely. What is your required rate of return on the stock? [removed] A. 17.00% [removed] B. 17.64% [removed] C. 18.38% [removed] D. 21.50% [removed] E. 20.27% [removed] F. 19.25% 6 points Question 11 Sales and profits of Growth Inc. are expected to grow at a rate of 25% per year for the next six years but the company will pay no dividends and reinvest all earnings. After that, the dividends will grow at a constant annual rate of 7%. At the end of …

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